SIP + Lumpsum Calculator
Calculate the future value of your Systematic Investment Plan (SIP) combined with lumpsum investments and visualize how your investments can grow over time with the power of compounding.
Investment Parameters
Investment Summary
An investment of ₹25,000 / month and ₹1,00,000 lumpsum over a period of 10 years will grow to ₹69,23,007.
Financial Asset Class Projections
| Financial Asset | Expected Return (p.a.) | Projected Value |
|---|
Year-wise Investment Growth
| Year | Yearly Investment | Cumulative Investment | Cumulative Value | Gains |
|---|
Note: The lumpsum amount is invested at the beginning (Year 1) and grows at the same rate as your SIP investments.
Why Choose SIP?
- Rupee Cost Averaging: Buy more units when prices are low, fewer when high
- Power of Compounding: Earn returns on your returns over time
- Disciplined Investing: Automated monthly investments build wealth systematically
- Flexibility: Start with as low as ₹500 per month
- Tax Benefits: ELSS funds provide tax deduction under 80C
- Start Early: Time is your biggest ally in wealth creation
- Stay Consistent: Don't stop SIPs during market volatility
- Increase Gradually: Step-up your SIP with salary increments
- Diversify: Invest across different fund categories
- Review Annually: Monitor performance and rebalance if needed
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Use CalculatorImportant Disclaimer
• This calculator provides estimates based on the inputs provided and assumed rates of return. Actual results may vary based on market conditions, investment choices, and economic factors.
• Past performance does not guarantee future results. Investments are subject to market risks.
• Please consult with a qualified financial advisor before making any investment decisions.
• Invest4sure provides this tool for educational and planning purposes only.
• Past performance may or may not be sustained in future and is not a guarantee of any future returns.
• Please note that these calculators are for illustrations only and do not represent actual returns.
• Mutual Funds do not have a fixed rate of return and it is not possible to predict the rate of return.
• Mutual Fund Investments are subject to market risks, read all scheme related documents carefully.